Growl Communications Private Limited (“GCPL”, “Company”, “we”, “our”, or “us”) provides business support, sales and marketing, customer acquisition, lead generation, communication, promotional, and real estate-related support services.

The Company does not provide investment advisory services, research services, portfolio management services, stock broking services, securities trading services, wealth management services, insurance advisory services, insurance broking services, or any other regulated financial or insurance services.

By accessing or using https://www.growlcommunications.com (“Website”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree with these Terms, please discontinue use of the Website immediately.

The following terminology applies throughout these Terms:

• “Client”, “You”, and “Your” refers to the person accessing this Website.
• “The Company”, “We”, “Our”, and “Us” refers to Growl Communications Private Limited.
• “Party” or “Parties” refers to both the user and the Company collectively.

You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use of the Website.

You must not:

• Use the Website for any unlawful purpose;
• Attempt unauthorised access to the Website or its systems;
• Introduce malicious software, harmful code, or disruptive materials;
• Copy, reproduce, distribute, or exploit Website content without prior written permission;
• Use the Website to solicit or promote business activities that violate applicable law.

The content provided on this Website is intended solely for general informational and business communication purposes.

Nothing on this Website shall constitute:

• Investment advice or stock recommendations;
• Securities or mutual fund recommendations;
• Research reports or financial planning advice;
• Portfolio management or wealth management advice
• Insurance advice, solicitation, or product comparison;
• Tax advice or legal advice; or
• Professional consulting or advisory services of any regulated nature.

GCPL is not registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser (IA), Research Analyst (RA), Portfolio Manager (PMS), Stock Broker, Mutual Fund Distributor, or any other SEBI-regulated intermediary, unless expressly stated through an updated disclosure published on this Website.

GCPL is not registered with the Insurance Regulatory and Development Authority of India (IRDAI) as an insurer, insurance broker, corporate agent, insurance marketing firm, web aggregator, or any other insurance intermediary, unless expressly disclosed otherwise.

Nothing on this Website should be interpreted as an offer or solicitation relating to securities, investments, mutual funds, insurance products, or any regulated financial product.

Users may submit enquiries through contact forms available on the Website. Submission of an enquiry does not create a contractual relationship between the user and GCPL. GCPL reserves the right to respond to, decline, or not act upon any enquiry at its sole discretion.

All content on this Website, including text, graphics, logos, images, designs, layouts, and branding, is owned by or licensed to GCPL and is protected under applicable intellectual property laws.

No content may be copied, reproduced, modified, distributed, published, or commercially exploited without the prior written consent of GCPL.

You may access content on this Website for personal, non-commercial use only, subject to the restrictions set out in these Terms.

The following types of organisations may link to our Website without prior written approval:

• government agencies,
• search engines,
• news organisations, and
• online directory distributors

provided such links are not deceptive, do not falsely imply sponsorship or endorsement, and fit within the context of the linking party's site.

No use of GCPL’s logo or artwork will be permitted for linking purposes absent a written trademark licence agreement.

Without prior written permission, you may not create frames around our webpages that alter in any way the visual presentation or appearance of this Website.

This Website may contain links to third-party websites for convenience and informational purposes only. GCPL does not control, endorse, or assume responsibility for the content, products, services, or policies of any third-party website. Users access such websites entirely at their own risk.

To the fullest extent permitted by applicable law, GCPL, its directors, officers, employees, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive loss or damage arising from:.

• Use of or reliance on Website content
• Website interruptions, errors, or technical failures;
• Third-party websites or services;
• Any investment, financial, insurance, or business decision made based on Website content;
• Any inaccuracy, omission, or outdated information on the Website.

Nothing in these Terms shall limit or exclude liability for death or personal injury caused by negligence, fraud, or fraudulent misrepresentation, or any other liability that cannot be excluded under applicable law.

You agree to indemnify and hold harmless GCPL, its directors, officers, employees, and affiliates from any claims, losses, liabilities, damages, costs, or expenses arising from your use of the Website or your violation of these Terms.

This Website uses cookies to improve user experience and analyse site performance. By accessing the Website, you consent to the use of cookies in accordance with our Privacy Policy. You may control cookie settings through your browser options.

GCPL reserves the right to modify these Terms at any time without prior notice. Updated Terms will be published on this page and become effective immediately upon publication. By continuing to use the Website after changes are posted, you accept the revised Terms.

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from or related to these Terms shall be subject to the exclusive jurisdiction of the courts located in Mumbai, Maharashtra.